It's easy to apply for a home loan
- Call your branch manager
- Call our Senior Loan Officer, Lynda Nelson
Home Loans
Buying a home can be one of the most important purchases you ever make. At Cascade, our goal is to provide you with the personal service you deserve to make the home buying process as smooth as possible. Work one-on-one with our experienced lender to determine the home loan product that best meets your needs.
Home loan rates as of March 11, 2010
| Weekly Special - 30 Year Fixed | ||
|---|---|---|
APR |
Interest Rate | Points |
| 5.028% | 5.000% | 0% |
| 360 monthly payments of $858.91 principal and interest, not including taxes and insurance—actual payment will be greater. Annual Percentage Rate (APR) is based on a $200,000 purchase price with 20% down payment. Rate subject to change without notice. | ||
| 15-Year Fixed | ||
APR |
Interest Rate | Points |
| 4.428% | 4.250% | 0.875% |
180 monthly payments of $1,203.65 principal and interest, not including taxes and insurance—actual payment will be greater. Annual Percentage Rate (APR) is based on a $200,000 purchase price with 20% down payment. Rate subject to change without notice. |
||
| 5/1 Jumbo Adjustable Rate (ARM) | ||
APR |
Interest Rate | Points |
| 5.080% | 4.750% | 1.000% |
60 monthly payments of $2,869.07 followed by 300 payments in an amount to be determined by the terms of your loan. Disclosed payments are principal and interest only, not including taxes and insurance—actual payment will be greater. Annual Percentage Rate (APR) is based on a $687,500 purchase price with 20% down payment. After 5 years, annual rate adjustments are made. Rates subject to change without notice. *Adjustments to points may apply based on type of property, loan-to-value, credit score and other factors. See loan officer for details. |
||

Home Equity Loans
Home equity loans are a great way to provide money to use as you choose. Use the equity in your home to pay for a new car, home addition or school tuition. With a home equity loan from Cascade, you'll receive the total amount of the loan at once and make fixed-rate payments over an agreed-upon term.
Home Equity Lines of Credit
Home Equity Lines of Credit allow you to access funds as you need them—and pay interest only on the amount in use. Draw funds up to the approved amount of time over ten years. After ten years, make monthly principal and interest payments for 15 years to fully repay the loan.
For rates and full details on home equity loans, contact your branch manager or call our Service Center at (800) 326-8787.
Other Consumer Loans
Cascade also offers other consumer loans including personal loans, car, boat and RV loans. For rates and terms on these loans, please contact your branch manager or call our Service Center (800) 326-8787.
Avoid Foreclosure
If you are having difficulty making your mortgage payments there may be options available to help you. The option that's right for your situation may depend on several factors including your loan balance, what type of loan product you have and your current payment status.
In order to review your financial situation, we will need the following information:
- Download Residential Loan Application
- Current Tax Return
- W2s
Call our mortgage loan specialist at (800) 326-8787 to determine your eligibility for one or more options that may be available to you.
For additional information please click on one or more of the following links:
- HUD Web Site
- FDIC Foreclosure Prevention Information Or call the toll-free housing discrimination hotline at (800) 669-9777.



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