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Access Your Account Anytime with Online Banking

Here's a real solution for busy entrepreneurs:

• Monitor transactions
• Transfer funds between accounts
• Pay bills online—FREE

With our deluxe version you can:

• Send wire transfers
• Originate ACH transactions
• Pay state and federal taxes
• Pay your employees—even if their bank accounts are somewhere else

Easy to start

With Opus Bank's Online Banking, there's no software to buy, install or upgrade every six months. If you have access to the Internet and use either the Microsoft Internet Explorer or Netscape Navigator browsers, you can access your account online.

Your account is secure

We've chosen a solution that uses state-of-the-art security standards and encryption to ensure your data and money are safe.

Safely delegate your bookkeeping tasks

Online Banking lets you set up various levels of access to your bank accounts. Customize your online account so that your staff can reconcile your statement, but only you can pay bills.

Features

• Transfer funds between accounts
• View account balances and history
• View transactions in checkbook format
• Export history to popular personal finance software such as Quickbooks^®, Quicken^® and Microsoft^® Money
• Pay bills
• View check images
• Schedule payroll and direct deposits
• Electronic Funds Transfer Payment System (EFTPS) tax payments
• Wire transfers, both international and domestic
• Place stop payments
• Re-order checks and change address

Online Banking for Businesses Account Types
Details	Basic/FREE	Deluxe/$25/month
Statement details View all transactions that have cleared your account, 24 hours a day.	yes	yes
Funds management Transfer funds between business accounts: checking, savings, money market.	yes	yes
Bill payment Schedule payments to just about anyone in the United States.	yes	yes
Payroll Set up your employees to receive direct deposit payroll payments.	--	yes
Wire transfers Schedule a wire transfer to any account international or domestic. Regular wire fees apply.	--	yes
ACH origination Schedule an ACH payment without even calling the bank. Payments are made daily. Additional fees may apply.	--	yes

Requirements

• Personal computer with Internet access from an Internet Service Provider (ISP)
• Microsoft Internet Explorer 4.5 or newer, or Netscape Communicator 4.5 or newer, with 128-bit encryption
• Opus Bank Business Checking account
• Up-to-date business resolution on file with Opus Bank